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M S CAR INSURANCE
- Receive a free dash cam when you purchase a new premier policy – terms and conditions apply
- Premier or standard – choose the cover that’s right for you
Arranged and administered by BISL Limited using a panel of insurers. Terms and conditions apply.
Footnote 1 *  Offer not available for customers buying from a price comparison, affiliate or cashback website. Not available to customers amending or renewing their existing M S Motor Insurance policy. Terms and conditions apply .
Features and benefits
Free dash cam
Receive a free dash cam when you purchase a new premier policy. Footnote 2 *
Save up to 15% when you buy online
M S Bank cardholders could save up to 15% when taking out a new car insurance policy and when renewing existing cover. Footnote 2 **
Guaranteed replacement car with premier cover
If you can’t drive your car after an accident, fire or theft, we’ll give you a hire car for up to 28 days (subject to eligibility), and then a courtesy car after that if required (subject to availability).
Guaranteed replacement car cover options can be added to standard policies.
Uninsured driver protection
It is reassuring to know that you can recover your excess even if you’re hit by an uninsured driver.
Full details of vehicles involved required.
Personal claims manager
If you need to make a claim, you’ll be appointed your own personal claims manager. They’ll act as your main point of contact throughout. And they’ll keep you informed of the progress of your claim from start to finish.
100,000 legal protection with premier cover
Reassuringly, if you should ever need to go to court to recover losses that aren’t covered by your policy, your legal fees will be taken care of, up to a limit of 100,000.
Breakdown cover included with premier cover
RAC European and UK breakdown cover is included, covering you even if you’re a passenger in another car. Optional levels of breakdown cover can be added to standard policies (covers your vehicle only).
Going on holiday? With M S Car Insurance you can take your car anywhere in the European Union for up to 90 days in any single cover period.
Personal accident cover – for peace of mind
If you or your spouse is injured in a car accident, you could claim up to 10,000 (comprehensive cover only).
High quality repairs
If your car is damaged and you need to make a claim, we’ll arrange for it to go to one of our nationwide approved repair centres. As you’d expect, the work will be carried out to our high standards – we’ll even provide a 3 year guarantee.
Footnote 2 **  All M S Bank cardholders qualified for a discount between January 2017 and March 2017, with 43% qualifying for a 15% discount.
You will need to be a named driver on the policy with your address matching the motor policy address. The discount will be applied automatically to the net premium only, excluding any add-on products or charges, so the price presented at the end of the quote will be inclusive of the discount. Not available to customers amending an existing M S Car Insurance policy. We reserve the right to withdraw or amend this offer without notice.
Existing car insurance customer